StockIceMan's Weekly Stock Pick
Week of
August 14, 2006
| Stock: |
S1 Corporation |
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| Ticker Symbol: |
SONE - Nasdaq - Internet
Software and Services |
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| Buy: |
3.75 to 4.00 |
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| Sell: |
7.00 |
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Info: |
S1 Corporation provides
software solutions for financial organizations,
including banks, credit unions, investment
firms, and insurance companies. The company
operates in two segments, Financial
Institutions, and Risk and Compliance. The
Financial Institutions segment offers retail,
wholesale, and community banking solutions,
payment solutions, and lending solutions. Its
retail banking solutions include S1 Personal
Banking that gives access to customers bank
accounts through the Internet; S1 Business
Internet Banking, a banking product for the
needs of small business owner and operators; S1
Teller, a smart-client teller application; S1
Sales and Service Platform for visualizing
potential cross-sell and up-sell opportunities;
S1 Analytics; S1 Check Truncation module for
processing checks electronically; S1 Banking
Call Center that provides customer information,
sales and service capabilities, process flows,
reporting, and management to call centers; ands
S1 Marketing Center, which supports the planning
and execution of marketing campaigns. The
company’s wholesale banking solutions include S1
Corporate Banking, an Internet based cash
management solution that enables financial
institutions to serve corporations; and S1 Trade
Finance that enables financial institutions
process trade transactions. Its community
banking and payments solutions include S1 IBS
Cash Management System, S1 Internet Banking
System, S1 Voice Banking, and Postilion. This
segment also offers consumer and commercial
lending solutions. The Risk and Compliance
segment develops software that enables banks to
comply with regulatory requirements. The company
also offers hosting, technical Support, software
release management, online support, project
management, custom software development,
technical services, educational services, and
Web design services. S1 was founded in 1934 and
is headquartered in Atlanta, Georgia |
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| Financial Info: |
For the three months ended
3/31/2006, revenues decreased 13% to $48.5
million. Net loss from cont. ops. totaled
$998,000. |
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| Key Ratios: |
Current
Ratio: 2.52, Total Debt/Equity: 0.007, Trailing
P/E: N/A, Forward P/E: 67.67x, Price/Book:
1.23, Price/Sales: 1.53 |
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| Share Info: |
There are 70.94
million shares outstanding with 69.65
million shares in the trading
float. Institutions own
approximately 63.40% of the shares outstanding.
There have been 0 insider purchases or sales in the last six months.
Real-Time SEC
Filings
As of 7/11/2006, there were 3.19 million shares short.
Net Institutional Selling: 5.21
million shares prior to latest
quarter. |
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| Articles: |
S1 Corporation Reports
Second Quarter 2006 Results |
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